Invest in Bonds
Earn 8-14%* p.a.
monthly fixed returns

SEBI REGISTERED BROKER TRUSTED BY 1 LAKH+ USERS BONDS STARTING ₹1000

*Indicative yields based on available market instruments. Investments in bonds are subject to credit and market risks.

Your Monthly Fixed Returns Plan, Built in 3 Clicks

Select your preferred returns, rating, and tenure. Your plan updates instantly. You can reselect your preferences anytime as your goals evolve.

01 Select Returns
02 Select Rating
03 Select Tenure

Various Bonds, One Platform

Explore a wide range of bonds from AAA rated to high yield opportunities, including senior secured bonds and short tenure options designed for every type of investor.

Issuer Fixed Return Rating Tenure Principal Repayment YOUR AVG. MONTHLY INTEREST
12.10% A- 52 Months Maturity ₹9,793.74
7.30% Sovereign 50 Months Maturity ₹5,441.67
12.25% A- 9 Months Maturity ₹9,723.11
10.65% A 9 Months Quarterly ₹6,352.49
9.80% A+ 15 Months Maturity ₹8,187.19
11.75% BBB 18 Months Annually ₹6,092.32
9.10% AA- 15 Months Quarterly ₹4,950.93
10.50% A+ 15 Months Maturity ₹9,306.85
9.60% AA- 21 Months Maturity ₹7,705.31
12.00% BBB+ 21 Months Maturity ₹9,438.00
11.10% A- 22 Months Structured ₹8,152.33
10.20% A+ 27 Months Structured ₹6,943.17
8.90% AA+ 49 Months Maturity ₹7,625.00
10.50% A 34 Months Maturity ₹7,726.41
11.80% BBB+ 35 Months Annually ₹6,109.97
7.10% Sovereign 30 Months Maturity ₹6,700.00
11.20% A 35 Months Quarterly ₹4,622.26
7.50% AAA 74 Months Maturity ₹6,766.67
7.25% Sovereign 72 Months Maturity ₹6,483.33
9.00% AA 19 Months Maturity ₹7,500.00
6.00% Sovereign 31 Months Maturity ₹5,916.67
11.00% BBB+ 26 Months Quarterly ₹4,952.31
9.60% AA- 23 Months Maturity ₹7,713.00
11.80% A- 27 Months Structured ₹9,388.81
6.95% Sovereign 58 Months Maturity ₹5,816.67
5.80% Sovereign 20 Months Maturity ₹5,116.67
10.65% A+ 35 Months Maturity ₹9,088.03
7.10% AAA 112 Months Maturity ₹5,958.33
No data available

*YOUR AVG. MONTHLY INTEREST is the fixed return on a ₹10 lakh reference principal, divided by 12.

Voices Along The Journey

Stories of trust and confidence

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Altifi makes NCD investing smooth, transparent, and well organised, with efficient systems, timely communication, and a user-friendly interface. It offers an excellent platform for investors looking at stable & predictable income.

Sachin Tarve

Mumbai

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I have had a great experience with the Altifi bond platform. It offers a wide range of NCDs across tenures, payout options, ratings, and return profiles, with a seamless investment experience.

Satyesh Kansal

Panchkula

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Altifi gives investors complete bond details and makes order placement easy, even for smaller investment amounts starting from Rs 10,000.

Nachiyappan Chidambaram

Chennai

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My experience with Altifi has been flawless. I have been actively buying corporate bonds through the app, and the process has been smooth and issue-free.

Samir Doshi

Udaipur

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Altifi's NCD offerings are attractive because of the low minimum investment requirements, access to well-rated bonds, and the credibility associated with a publicly listed company like Northern Arc Capital.

Madhurum Bubna

Gurgaon

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Altifi.ai made my bond investment experience smooth and straightforward. The platform felt easy to use, transparent, and efficient.

Amit Saini

Bangalore

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Altifi has made bond investing more accessible, with a seamless user experience, transparent insights, and fixed-income products that help diversify my portfolio.

Keshav Lahoti

Delhi

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Altifi has been a great platform for bond investments. It is easy to navigate, user-friendly, and provides clear information.

Vitthal Parab

Mumbai

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Altifi has a good selection of bonds and an easy-to-use app. The entire investment process feels smooth.

Pradnya Parab

Mumbai

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My experience with Altifi has been excellent. Investing through the app is easy, transparent, and convenient.

Akshay Sarda

Mumbai

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Altifi has been a great platform for fixed-income investments, with well-curated bond options and a simple, smooth app experience.

Venkatesh Botcha

Hyderabad

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Altifi's NCD offerings stood out for their low minimum investment amounts, access to well-rated bonds, and a seamless investment journey backed by responsive team support.

Dinesh Kumar Singh

Mumbai

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My friends and I have had an excellent experience investing in bonds through Altifi. The RM support has been proactive and helpful throughout.

Rammohan Thyagarajan

Chennai

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The KYC process and trade execution on Altifi were meticulous yet simple. The RM support was cordial, helpful, and easy to work with.

Neharika Upendra Sanghvi

Mumbai

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I have used Altifi for over two years. The bond selection is strong, the RMs are quick to respond, and reporting is seamless.

Rohit Gundecha

Pune

Backed By Northern Arc

16+

Years of Debt Experience

Asset Quality Discipline

Maintained Sub-1% NNPA Across Economic Cycles

<1%

2.5 trillion +

Credit Enabled till date

Our credibility

Frequently Asked Questions

Altifi by Northern Arc is a SEBI-registered broker and a bond investment platform for Corporate Bonds, Government Securities, Tax-saving bonds, SGBs, municipal bonds, green bonds and more. Whether you want to invest in bonds or explore other fixed income options, Altifi is a registered Online Bond Platform Provider (OBPP) and also distributes other regulated products such as Mutual Funds, Fixed Deposits and more.

Altifi by Northern Arc provides secure access to invest in bonds and other fixed income opportunities, with transparent disclosures to help you make informed decisions. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risk, market risk and default risk, including delay and/or default in payments. Please read all offer-related documents carefully before you invest in bonds.

Sign up on Altifi, complete your KYC in 3 simple steps, explore available investment options, and invest in bonds online in a few steps. Our platform makes it easy to begin your bond investment journey.

To complete your KYC and start to invest in bonds on Altifi, you'll need your PAN card, Aadhaar card (or valid address proof), bank account details, and Demat account details.

Some bonds are listed and may be sold in the secondary market, subject to liquidity and market conditions, while others may have a defined lock-in period. Exit options and liquidity vary by product, so it's important to review the details before you invest in bonds. Please get in touch with us if you wish to sell your bond holdings.

No. All applicable fees and charges are clearly disclosed before you invest in bonds.

You can compare bonds based on credit rating, yield, tenure, payout frequency, and issuer details. Our platform helps you evaluate all factors when you invest in bonds.

Check credit rating, yield, tenure, payout structure, and issuer profile before investing in bonds.

No, bond returns are not guaranteed and are subject to credit risk, market risk, and liquidity risk. Understanding these risks is important before you invest in bonds.

YTM is the expected return on a bond if held until maturity, based on its price and interest payments, subject to assumptions and market conditions. This metric helps you evaluate returns when you invest in bonds.

Interest payouts are credited directly to your linked bank account as per the bond's payout schedule.

Your investments are held in your Demat account.

Altifi offers corporate bonds, government securities, tax-saving bonds, municipal bonds, bond SIPs, bond baskets, fixed deposits, and mutual funds. Explore our diverse range to invest in bonds and other fixed income products.

Interest income is taxed as per your income slab, and capital gains taxation depends on holding period and listing status, as per applicable tax laws.

Altifi provides a digital platform to compare and invest in bonds online with transparent information and easy access.

Government securities are bonds issued by the Government of India and are considered to have high credit quality with defined payout structures.

RBI bonds may be offered from time to time depending on issuance and availability, subject to regulatory guidelines.

54EC bonds are government-backed bonds that allow investors to claim tax exemption on long-term capital gains under Section 54EC, subject to applicable limits and conditions.

54EC bonds typically have a lock-in period of 5 years, during which they cannot be redeemed or transferred.

Municipal bonds are issued by local government bodies to fund infrastructure projects and offer fixed income with defined payout structures.

A bond SIP allows you to invest regularly in fixed income instruments over time, helping build a disciplined investment approach.

Bond baskets are curated portfolios of bonds grouped based on strategy, risk profile, or tenure to support diversification.

SDIs are fixed income investments backed by underlying asset pools, designed to provide structured cash flows.

Fixed deposits are offered by banks and NBFCs with fixed returns, while bonds are market-linked instruments that may offer different yields and liquidity options.

Fixed income investing involves instruments that provide defined or periodic payouts, helping investors generate cash flows and diversify portfolios.

Alternative income investments include instruments like bonds, SDIs, and structured products that provide income outside traditional options like savings accounts or FDs.

Yes, Altifi provides access to mutual funds across equity, debt, and hybrid categories from multiple fund houses.

Debt mutual funds invest in a portfolio of fixed income securities, while bonds are direct investments in a single issuer.

Fixed income investments may suit investors looking for regular income, diversification, and relatively lower volatility compared to equities.

Yes, fixed income investments are subject to credit risk, interest rate risk, and liquidity risk, depending on the instrument.

Interest rate risk refers to the impact of changing interest rates on bond prices, where rising rates may reduce bond prices and vice versa.

Yes, Altifi provides a dashboard where you can track your investments, payouts, and maturity details.

At maturity, the issuer repays the principal amount along with any pending interest, subject to the bond's terms and conditions.

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Altifi

Altifi by Northern Arc Securities Private Limited is a SEBI-registered broker and Online Bond Platform Provider (OBPP), offering access to corporate bonds, government securities and other fixed-income options. It also distributes regulated products such as mutual funds, fixed deposits etc. through a single access digital platform.

SEBI Registration No.: INZ000318831 | NSE Membership No.: 90387 | BSE Membership No.: 6895 | CIN: U66120TN2023PTC158583

Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Taramani, Chennai, Tamil Nadu 600113

© 2026 Altifi. All Rights Reserved.

Disclaimer

Altifi is operated by Northern Arc Securities Private Limited “NASPL”, a SEBI registered Stock Broker and Online Bond Platform Provider “OBPP” operating under the brand name “Altifi” in the NSE/BSE Debt segment.

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully. *The bond inventories offered on the platform provide fixed returns ranging from 8% to 14% p.a, subject to availability and market conditions.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Mutual Funds, Fixed deposits, PMS & AIFs are not Stock Exchange traded products and NASPL is only acting as distributor.

NASPL is a wholly owned subsidiary of Northern Arc Capital Ltd. (“NACL”). NACL may also be a seller of securities on the platform. Though all transactions involving NACL and NASPL are carried out on an arm's length basis there is a possibility that interests of NACL or NASPL (or both) may conflict with interests of the users of Altifi. Please review all offer documents including issuer details etc prior to investing.

#This percentage reflects the proportion of the portfolio available on the Platform.

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Contact us:

Northern Arc Securities Private Limited (NASPL) | SEBI Registration No.: INZ000318831 | AMFI Registered Mutual Fund Distributor - ARN 311499 | APMI Registered PMS Distributor - APRN04867

NSE Membership No: 90387 | BSE Registration No: 6895

Compliance officer: J Sornamukhi | Telephone No.: +91 22 66687555

Email ID: support@altifi.ai (for any compliance & grievance related complaints)

KMP Details

CIN - U66120TN2023PTC158583

Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Kanagam, Tharamani, Chennai, Tamil Nadu 600113