Altifi – The Fixed Income SEBI-Registered Bond Investment platform

Invest in Bonds
Earn 8-14%* p.a.
monthly fixed returns

SEBI REGISTERED BROKER TRUSTED BY 1 LAKH+ USERS BONDS STARTING ₹1000

*Indicative yields based on available market instruments. Investments in bonds are subject to credit and market risks.

Your Monthly Fixed Returns Plan, Built in 3 Clicks

Select your preferred returns, rating, and tenure. Your plan updates instantly. You can reselect your preferences anytime as your goals evolve.

01 Select Returns
02 Select Rating
03 Select Tenure

Various Bonds, One Platform

Explore a wide range of bonds from AAA-rated to high-yield opportunities, including senior secured bonds and short-tenure options designed for every type of investor.

Issuer Fixed Return Rating Tenure Principal Repayment YOUR AVG. MONTHLY INTEREST
7.30% Sovereign 51 Months Maturity ₹5,441.67
8.90% AA 101 Months Structured ₹7,409.65
8.85% AA+ 18 Months Maturity ₹7,250.00
11.05% A- 18 Months Structured ₹8,510.27
9.90% A+ 16 Months Maturity ₹8,199.16
11.70% A- 23 Months Maturity ₹8,625.00
11.85% BBB 19 Months Annually ₹6,263.38
10.80% A- 11 Months Monthly ₹5,022.50
12.00% BBB+ 21 Months Maturity ₹9,438.00
9.05% AA- 16 Months Quarterly ₹4,824.44
11.10% A- 23 Months Structured ₹8,173.10
8.00% AA 52 Months Structured ₹7,140.61
11.00% A- 21 Months Structured ₹7,500.00
8.90% AA+ 49 Months Maturity ₹7,625.00
11.80% BBB+ 35 Months Annually ₹6,109.97
7.50% AAA 74 Months Maturity ₹6,766.67
7.10% Sovereign 31 Months Maturity ₹6,700.00
10.20% A+ 28 Months Structured ₹6,988.75
8.90% AA 20 Months Maturity ₹7,500.00
11.75% BBB+ 29 Months Structured ₹7,289.00
6.00% Sovereign 31 Months Maturity ₹5,916.67
11.00% A 36 Months Quarterly ₹4,733.59
8.00% AA+ 42 Months Maturity ₹6,699.05
11.00% BBB+ 27 Months Quarterly ₹4,952.31
10.50% A 35 Months Maturity ₹7,724.06
6.95% Sovereign 59 Months Maturity ₹5,816.67
5.80% Sovereign 21 Months Maturity ₹5,116.67
7.70% AAA 58 Months Maturity ₹6,566.67
7.10% AAA 113 Months Maturity ₹5,958.33
7.25% Sovereign 73 Months Maturity ₹6,483.33
No data available

*YOUR AVG. MONTHLY INTEREST is the fixed return on a ₹10 lakh reference principal, divided by 12.

Voices Along The Journey

Stories of trust and confidence

Altifi’s NCD offerings stood out to me for their low minimum investment amounts, access to well-rated bond issuances, and the credibility that comes with Northern Arc Capital being a publicly listed institution. The investment journey has been seamless, easy to use, and supported by competitive pricing. What made the experience even better was the team’s support. They were responsive, professional, and always willing to help through the process. Overall, my experience has been extremely positive, and I look forward to continuing to use Altifi as part of my long-term wealth creation journey.

Dinesh Kumar Singh

Mumbai

My personal experience with Altifi has been flawless. I have been actively buying corporate bonds through the Altifi app, and the process has been smooth and issue-free.

Samir Doshi

Udaipur

My friends and I have been investing in bonds through Altifi, and the experience has been excellent. My RM, Ved Tiwari, has been extremely proactive in helping us access good deals. I look forward to continuing this journey in the days to come.

Rammohan Thyagarajan

Chennai

Altifi’s NCD offerings are attractive because of the low minimum investment requirements, access to well-rated bonds, and the credibility associated with a publicly listed company like Northern Arc Capital. The investment process is seamless, and the pricing remains competitive. I intend to continue using the platform as I grow my financial wealth and gradually move towards safer, more stable investment instruments.

Madhurum Bubna

Gurgaon

My experience with Altifi has been good so far. The KYC process and trade execution were meticulous yet simple. The RM was cordial, helpful, and made the process easier to navigate.

Neharika Upendra Sanghvi

Mumbai

Altifi.ai made my bond investment experience incredibly smooth and straightforward. I found the platform easy to use, transparent, and efficient, which gave me confidence while investing.

Amit Saini

Bangalore

Altifi offers an excellent platform for investors looking at stable and predictable income through NCD investments. The investment process is smooth, transparent, and well organised, making it easy for investors to participate. Their efficient systems, timely communication, and user-friendly interface make the overall experience better. Altifi shows a strong focus on investor convenience and operational reliability. Overall, it is a dependable fixed-income investment platform that combines attractive opportunities with a professional and seamless investment process.

Sachin Tarve

Mumbai

I have had a great experience with the Altifi bond platform. It offers a wide range of NCDs across different tenures, interest payout options, credit ratings, and return profiles, making it suitable for different investment goals. The platform is easy to use, the investment process is seamless, and the returns are attractive. It is a good choice for fixed-income and bond investments.

Satyesh Kansal

Panchkula

Altifi has truly made bond investing more accessible. With its seamless user experience, transparent insights, and access to fixed-income products, it has become my go-to platform for diversifying away from market volatility.

Keshav Lahoti

Delhi

I highly recommend Altifi for corporate bonds. I have used the platform for over two years and have had a fantastic experience. They offer a good selection of bonds, and the relationship managers are incredibly helpful and quick to respond. Tax and portfolio reporting is seamless, making passive income generation feel effortless.

Rohit Gundecha

Pune

The Altifi portal is very helpful for investors like me. It gives complete bond details such as coupon rate, yield, interest and principal payment cycle, rating, and the issuer’s financial status. The site is especially helpful for small investors, with investment options starting from ₹10,000. The ease of placing orders is highly appreciable and user-friendly. I am thankful for their timely support, guidance, and service.

Nachiyappan Chidambaram

Chennai

Altifi has been a great platform for bond investments. The entire process is extremely user-friendly, from exploring bond options to completing investments. The platform is easy to navigate and provides clear information.

Vitthal Parab

Mumbai

I found Altifi to be one of the best platforms for fixed-income opportunities. They have a good selection of bonds, and the app is very easy to use. The entire investment process is smooth.

Pradnya Parab

Mumbai

My experience with Altifi has been excellent. The platform offers attractive bond opportunities, and investing through the app is easy, transparent, and convenient.

Akshay Sarda

Mumbai

Altifi has been a great platform for my fixed-income investments. The bond options are well curated, and the app makes the entire investment process simple, smooth, and hassle-free.

Venkatesh Botcha

Hyderabad

I've had a great experience with AltiFi. I've been actively investing in corporate bonds through the app, and the platform has consistently delivered a smooth and hassle-free investment experience.

NK Gahlot

My experience with AltiFi has been seamless and hassle-free. The platform makes investing in quality debt instruments simple, transparent, and accessible. I particularly appreciate the wide range of investment opportunities, competitive yields, and the smooth transaction process.

Asha Sujan Jangid

AltiFi has made it easier to diversify my portfolio and explore relatively safer fixed-income investment options with confidence. Overall, it has been a reliable platform for my debt investment journey, and I look forward to continuing my association with AltiFi.

Vaibhav Sant

Frequently Asked Questions

Altifi is operated by Northern Arc Securities Private Limited, a SEBI registered Stockbroker and Online Bond Platform Provider “OBPP”. Through Altifi, investors can access regulated fixed-income securities, including corporate bonds, government securities, tax-saving bonds, Sovereign Gold Bonds (SGBs), municipal bonds and other eligible securities. Altifi also distributes other regulated products such as Mutual Funds, Fixed Deposits and such other products as may be permitted under applicable regulatory requirements.

Altifi by Northern Arc provides access to bond investments, and all opportunities come with transparent disclosures to help you make informed decisions. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risk, market risk and default risk, including delay and/or default in payments. Please read all offer-related documents carefully.

Sign up on Altifi, complete your KYC in 3 simple steps, explore available investment options, and invest online in a few steps.

Some bonds are listed and may be sold in the secondary market, subject to liquidity and market conditions, while others may have a defined lock-in period. Exit options and liquidity vary by product, so it's important to review the details before investing. Please get in touch with us if you wish to sell your bond holdings.

To complete your KYC, you'll need your PAN card, Aadhaar card (or valid address proof), bank account details, and Demat account details.

No. All applicable fees and charges are clearly disclosed before you invest.

You can compare bonds based on credit rating, yield, tenure, payout frequency, and issuer details.

Check credit rating, yield, tenure, payout structure, and issuer profile before investing.

No, bond returns are not guaranteed and are subject to credit risk, market risk, and liquidity risk.

YTM is the expected return on a bond if held until maturity, based on its price and interest payments, subject to assumptions and market conditions.

Interest Payouts are credited directly to your demat linked bank account from the issuer end as per the bond's payout schedule.

Your investments are held in your Demat account.

Altifi offers corporate bonds, government securities, tax-saving bonds, municipal bonds, bond SIPs, bond baskets, fixed deposits, and mutual funds.

Interest income is taxed as per your income slab, and capital gains taxation depends on holding period and listing status, as per applicable tax laws.

Altifi provides a digital platform to compare and invest in fixed income products with transparent information and easy access.

Government securities are bonds issued by the Government of India and are considered to have high credit quality with defined payout structures.

RBI bonds may be offered from time to time depending on issuance and availability, subject to regulatory guidelines.

54EC bonds are government-backed bonds that allow investors to claim tax exemption on long-term capital gains under Section 54EC, subject to applicable limits and conditions.

54EC bonds typically have a lock-in period of 5 years, during which they cannot be redeemed or transferred.

Municipal bonds are issued by local government bodies to fund infrastructure projects and offer fixed income with defined payout structures.

A bond SIP allows you to invest regularly in fixed income instruments over time, helping build a disciplined investment approach.

Bond baskets are curated portfolios of bonds grouped based on strategy, risk profile, or tenure to support diversification.

SDIs are fixed income investments backed by underlying asset pools, designed to provide structured cash flows.

Fixed deposits are offered by banks and NBFCs with fixed returns, while bonds are market-linked instruments that may offer different yields and liquidity options.

Fixed income investing involves instruments that provide defined or periodic payouts, helping investors generate cash flows and diversify portfolios.

Alternative income investments include instruments like bonds, SDIs, and structured products that provide income outside traditional options like savings accounts or FDs.

Yes, Altifi provides access to mutual funds across equity, debt, and hybrid categories from multiple fund houses.

Debt mutual funds invest in a portfolio of fixed income securities, while bonds are direct investments in a single issuer.

Fixed income investments may suit investors looking for regular income, diversification, and relatively lower volatility compared to equities.

Yes, fixed income investments are subject to credit risk, interest rate risk, and liquidity risk, depending on the instrument.

Interest rate risk refers to the impact of changing interest rates on bond prices, where rising rates may reduce bond prices and vice versa.

Yes, Altifi provides a dashboard where you can track your investments, payouts, and maturity details.

At maturity, the issuer repays the principal amount along with any pending interest, subject to the bond's terms and conditions.

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Altifi

Altifi by Northern Arc Securities Private Limited is a SEBI-registered broker and Online Bond Platform Provider (OBPP), offering access to corporate bonds, government securities and other fixed-income options. It also distributes regulated products such as mutual funds, fixed deposits etc. through a single access digital platform.

SEBI Registration No.: INZ000318831 | NSE Membership No.: 90387 | BSE Membership No.: 6895 | CIN: U66120TN2023PTC158583

Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Taramani, Chennai, Tamil Nadu 600113

© 2026 Altifi. All Rights Reserved.

Disclaimer

Altifi is operated by Northern Arc Securities Private Limited “NASPL”, a SEBI registered Stock Broker and Online Bond Platform Provider “OBPP” operating under the brand name “Altifi” in the NSE/BSE Debt segment.

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully. *The bond inventories offered on the platform provide fixed returns ranging from 8% to 14% p.a, subject to availability and market conditions.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Mutual Funds, Fixed deposits, PMS & AIFs are not Stock Exchange traded products and NASPL is only acting as distributor.

NASPL is a wholly owned subsidiary of Northern Arc Capital Ltd. (“NACL”). NACL may also be a seller of securities on the platform. Though all transactions involving NACL and NASPL are carried out on an arm's length basis there is a possibility that interests of NACL or NASPL (or both) may conflict with interests of the users of Altifi. Please review all offer documents including issuer details etc prior to investing.

#This percentage reflects the proportion of the portfolio available on the Platform.

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Contact us:

Northern Arc Securities Private Limited (NASPL) | SEBI Registration No.: INZ000318831 | AMFI Registered Mutual Fund Distributor - ARN 311499 | APMI Registered PMS Distributor - APRN04867

NSE Membership No: 90387 | BSE Registration No: 6895

Compliance officer: J Sornamukhi | Telephone No.: +91 22 66687555

Email ID: support@altifi.ai (for any compliance & grievance related complaints)

KMP Details

CIN - U66120TN2023PTC158583

Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Kanagam, Tharamani, Chennai, Tamil Nadu 600113