16+ Years
of deep engagement within India's credit ecosystem
Powered By Northern Arc Capital
140 Million
Lives Impacted
680
Districts covered in India
2.5 trillion +
Credit Enabled till date
Financing the credit needs of India's underserved households & businesses
Our Foundation of Trust
Proven scale and performance
A decade of consistent growth validating institutional underwriting and operational resilience.
Disciplined credit and risk evaluation
Rigorous framework ensuring high-quality asset selection through data-driven analytics.
Diversified partner network
Broad geographic and sector reach across India, effectively mitigating concentration risk.
Every opportunity on Altifi is strengthened by Northern Arc's experience, analytics and risk discipline.
Underwriting strength and partner quality
Partner Rating Distribution
30+ Proprietary underwriting models built using ML techniques
88%
originator partners are rated BBB and above
Partner CRAR Levels
50 mn+ loan data points extensively analysed over 10+ years
95%
partners have CRAR above 20%
88%
originator partners are rated BBB and above
95%
partners have CRAR above 20%
350+
originator partners
Diversification & Reach
Deep Domain Knowledge
Sector Mix
- MSME Finance37%
- Microfinance24%
- Consumer Finance22%
- Vehicle Finance11%
- Affordable Housing4%
- Agri & Others2%
Geographic Footprint
680
Districts
28
States
7
Union Territories
* This map is not to scale. Boundaries shown are for representational purposes only.
Data as of 30 June 2026
Geographic Footprint
Disclaimer
Altifi is operated by Northern Arc Securities Private Limited “NASPL”, a SEBI registered Stock Broker and Online Bond Platform Provider “OBPP” operating under the brand name “Altifi” in the NSE/BSE Debt segment.
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully. *The bond inventories offered on the platform provide fixed returns ranging from 8% to 14% p.a, subject to availability and market conditions.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Mutual Funds, Fixed deposits, PMS & AIFs are not Stock Exchange traded products and NASPL is only acting as distributor.
NASPL is a wholly owned subsidiary of Northern Arc Capital Ltd. (“NACL”). NACL may also be a seller of securities on the platform. Though all transactions involving NACL and NASPL are carried out on an arm's length basis there is a possibility that interests of NACL or NASPL (or both) may conflict with interests of the users of Altifi. Please review all offer documents including issuer details etc prior to investing.
#This percentage reflects the proportion of the portfolio available on the Platform.
Important Information
Investor Charter · Investor complaints · Grievance Redressal · Privacy Policy · Terms Of Use
Important Links
SMARTODR & SCORES · NSE · BSE · SEBI · Refund Policy · Disclaimer and Regulatory Information · AMFI · CDSL · NSDL · PFRDA · RBI
Contact us:
Northern Arc Securities Private Limited (NASPL) | SEBI Registration No.: INZ000318831 | AMFI Registered Mutual Fund Distributor - ARN 311499 | APMI Registered PMS Distributor - APRN04867
NSE Membership No: 90387 | BSE Registration No: 6895
Compliance officer: J Sornamukhi | Telephone No.: +91 22 66687555
Email ID: support@altifi.ai (for any compliance & grievance related complaints)
CIN - U66120TN2023PTC158583
Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Kanagam, Tharamani, Chennai, Tamil Nadu 600113