FD | AltiFi

FD

Everything about fixed deposits - safety, interest rates, taxation and alternatives.


Ready to explore corporate bonds?

Access bond opportunities with 8-14% p.a. yields and start building your fixed-income portfolio digitally.

Invest Now

Chapters

Chapter 1 Yet to start

Fixed Deposits vs Savings Accounts: Which One Should You Choose?

Fixed Deposits and Savings Accounts are commonly used banking instruments in India. While savings accounts support everyday transactions, fixed deposits are…

Start Chapter
Chapter 2 Yet to start

How Safe Are Fixed Deposits (FDs) in India?

Financial safety is an essential consideration when planning savings. Among the many options available in India, Fixed Deposits (FDs) are selected for their…

Start Chapter
Chapter 3 Yet to start

What are Tax-Saving Fixed Deposits and How Do They Work?

Tax-saving Fixed Deposits (FDs) are a category of term deposits offered by scheduled commercial banks in India. These deposits allow eligible individuals to…

Start Chapter
Chapter 4 Yet to start

What Happens When a Fixed Deposit (FD) Matures?

Fixed Deposits (FDs) are time-bound savings instruments that provide predictable returns over a predefined tenure. Upon maturity, the principal amount along…

Start Chapter
Chapter 5 Yet to start

Why Do Banks Offer Different FD Interest Rates?

When you compare Fixed Deposit (FD) offerings across banks, you’ll often notice that interest rates vary. These differences are not arbitrary — they are shaped…

Start Chapter

Join Our Newsletter

Altifi

Altifi by Northern Arc Securities Private Limited is a SEBI-registered broker and Online Bond Platform Provider (OBPP), offering access to corporate bonds, government securities and other fixed-income options. It also distributes regulated products such as mutual funds, fixed deposits etc. through a single access digital platform.

SEBI Registration No.: INZ000318831 | NSE Membership No.: 90387 | BSE Membership No.: 6895 | CIN: U66120TN2023PTC158583

Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Taramani, Chennai, Tamil Nadu 600113

© 2026 Altifi. All Rights Reserved.

Disclaimer

Altifi is operated by Northern Arc Securities Private Limited “NASPL”, a SEBI registered Stock Broker and Online Bond Platform Provider “OBPP” operating under the brand name “Altifi” in the NSE/BSE Debt segment.

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully. *The bond inventories offered on the platform provide fixed returns ranging from 8% to 14% p.a, subject to availability and market conditions.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Mutual Funds, Fixed deposits, PMS & AIFs are not Stock Exchange traded products and NASPL is only acting as distributor.

NASPL is a wholly owned subsidiary of Northern Arc Capital Ltd. (“NACL”). NACL may also be a seller of securities on the platform. Though all transactions involving NACL and NASPL are carried out on an arm's length basis there is a possibility that interests of NACL or NASPL (or both) may conflict with interests of the users of Altifi. Please review all offer documents including issuer details etc prior to investing.

#This percentage reflects the proportion of the portfolio available on the Platform.

Important Information

Investor Charter · Investor complaints · Grievance Redressal · Privacy Policy · Terms Of Use

Important Links

SMARTODR & SCORES · NSE · BSE · SEBI · Refund Policy · Disclaimer and Regulatory Information

Contact us:

Northern Arc Securities Private Limited (NASPL) | SEBI Registration No.: INZ000318831 | AMFI Registered Mutual Fund Distributor - ARN 311499 | APMI Registered PMS Distributor - APRN04867

NSE Membership No: 90387 | BSE Registration No: 6895

Compliance officer: J Sornamukhi | Telephone No.: +91 22 66687555

Email ID: support@altifi.ai (for any compliance & grievance related complaints)

KMP Details

CIN - U66120TN2023PTC158583

Registered Office: 10th floor, No.1, IITM RESEARCH PARK, Kanagam Rd, Kanagam, Tharamani, Chennai, Tamil Nadu 600113